Sexually Transmitted Debt

Posted by Ria, 14 Nov 07

debt_.jpgPeople are usually careful about their health between the bed sheets. But what about the balance sheets?

Sexually health and money are two important things to discuss with your partner. Let’s face it; these are very tricky things to discuss. Asking about financial status can be as daunting as suggesting a visit to a GUM clinic.

Most of us would like to believe that money isn’t important compared to love. Well it may be true. But then again, you gotta have that ‘money talk’. Money poses danger to emotional health. No matter how much you love each other, if your spouse always spends like half the money on expensive Italian shoes which he or she only gets to wear once, it ultimately affects the other person’s mood and bank balance.

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And if one is not honest about their finances, then you may be at a risk of catching a Sexually Transmitted Debt (STD). This means, he or she may have spent the money but you are both liable to pay it back.

When one of you is unreliable with money, the other may either be aggressive and say “You are useless!᾿ or opt to be passive and whine to friends. The thing is, both methods won’t hit home. So how do you address this situation without sounding critical?

The best thing to go about it is have separate bills to each person’s name so that every one is aware that they have certain responsibilities and spur the unreliable one on to behave.

Having to live with someone who spends cash like there is no tomorrow isn’t easy. I know how irritating dating someone who is always broke just coz they can’t budget can be. If someone has a bad credit rating and you both applied for everything as a couple, then this STD gets you turned down by association. This will make you miserable, leading to blame and emotional strain in the relationship.

Are you at risk of STD? How do you handle a spouse who refuses to rectify his or her bad spending and debt habits? Dump them? Cancel all your joint accounts?

Like they say… Money is not everything. Money is THE ONLY THING. ;-)

Tags: money and relationships

Responses to "Sexually Transmitted Debt"

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  1.   party1 says:
    Posted: 19 Mar 08

    Being thankful for all one has and had and will have in the future is comforting .If the only problem is $$$ work harder and longer and get more.Saving the reciept for the sole purpose of possible relation failure is just so negative of a plan.But I do agree that as a couple there should be a shared vision of what expectations each has.

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  2.   sasa says:
    Posted: 02 Jan 08

    yea, check out casualpal.com

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  3.   HereIamBaby says:
    Posted: 30 Dec 07

    I think that money is a huge issue between couples and probably one of the biggest things that couples fight over. AND break up over! I feel that this subject should be discussed before getting into any relationship. And I agree save the reciept! LOL Good luck in your search. Southern smiles and world peace, Sharon

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  4.   cocokisses says:
    Posted: 18 Nov 07

    LOL@ Fala :)

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  5.   fala says:
    Posted: 17 Nov 07

    STD - and you thought sexually transmitted diseases were all you had to worry about!

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  6.   cocokisses says:
    Posted: 16 Nov 07

    Boo Hoo...I am unhappy and have a couple dollars...guess I'll go buy me some shiny new shoes :) Now that's what I call INSTANT HAPPINESS!

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  7.   fala says:
    Posted: 16 Nov 07

    lol@Sakary

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  8.   Sakary says:
    Posted: 15 Nov 07

    Interesting ... All comments so far right on the target! Remember: If your presence is not enough for your companion, he/she just wants you to buy this and that, there's something wrong with someone's head! Hmm, didn't I just read a scientific article claiming that apparently people having money and spending it like crazy are actually more dissatisfied with their lives than others?! Anyone in need of a shrink?!

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  9. Posted: 15 Nov 07

    By far the greatest reason for boat partnerships failing is one partner wanting to buy something for the boat the other doesn't want: The similarity is eerie. We ought to pay attention to stuff like this when we first meet someone - Often the signs are plain to see if we only take our blinders off and look for them. Great article, Ria and thanks for the reminder!

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  10.   fala says:
    Posted: 15 Nov 07

    I agree Ria. What's mine is mine and what's yours is yours. And like Coco said - keep those receipts!

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  11.   cocokisses says:
    Posted: 14 Nov 07

    Great article. If you are living with someone and you buy something, KEEP THE RECEIPT! This way they won't be able to claim it's theirs. You see this every day on the Judge shows...couples break up and want the courts to decide who gets what. You have the receipt...you own it!

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