Sexually Transmitted Debt
People are usually careful about their health between the bed sheets. But what about the balance sheets?
Sexually health and money are two important things to discuss with your partner. Let’s face it; these are very tricky things to discuss. Asking about financial status can be as daunting as suggesting a visit to a GUM clinic.
Most of us would like to believe that money isn’t important compared to love. Well it may be true. But then again, you gotta have that ‘money talk’. Money poses danger to emotional health. No matter how much you love each other, if your spouse always spends like half the money on expensive Italian shoes which he or she only gets to wear once, it ultimately affects the other person’s mood and bank balance.
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And if one is not honest about their finances, then you may be at a risk of catching a Sexually Transmitted Debt (STD). This means, he or she may have spent the money but you are both liable to pay it back.
When one of you is unreliable with money, the other may either be aggressive and say “You are useless!᾿ or opt to be passive and whine to friends. The thing is, both methods won’t hit home. So how do you address this situation without sounding critical?
The best thing to go about it is have separate bills to each person’s name so that every one is aware that they have certain responsibilities and spur the unreliable one on to behave.
Having to live with someone who spends cash like there is no tomorrow isn’t easy. I know how irritating dating someone who is always broke just coz they can’t budget can be. If someone has a bad credit rating and you both applied for everything as a couple, then this STD gets you turned down by association. This will make you miserable, leading to blame and emotional strain in the relationship.
Are you at risk of STD? How do you handle a spouse who refuses to rectify his or her bad spending and debt habits? Dump them? Cancel all your joint accounts?
Like they say… Money is not everything. Money is THE ONLY THING. ;-)
Tags: money and relationships
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