People are usually careful about their health between the bed sheets. But what about the balance sheets?
Sexually health and money are two important things to discuss with your partner. Let’s face it; these are very tricky things to discuss. Asking about financial status can be as daunting as suggesting a visit to a GUM clinic.
Most of us would like to believe that money isn’t important compared to love. Well it may be true. But then again, you gotta have that ‘money talk’. Money poses danger to emotional health. No matter how much you love each other, if your spouse always spends like half the money on expensive Italian shoes which he or she only gets to wear once, it ultimately affects the other person’s mood and bank balance.
And if one is not honest about their finances, then you may be at a risk of catching a Sexually Transmitted Debt (STD). This means, he or she may have spent the money but you are both liable to pay it back.
When one of you is unreliable with money, the other may either be aggressive and say “You are useless!� or opt to be passive and whine to friends. The thing is, both methods won’t hit home. So how do you address this situation without sounding critical?
The best thing to go about it is have separate bills to each person’s name so that every one is aware that they have certain responsibilities and spur the unreliable one on to behave.
Having to live with someone who spends cash like there is no tomorrow isn’t easy. I know how irritating dating someone who is always broke just coz they can’t budget can be. If someone has a bad credit rating and you both applied for everything as a couple, then this STD gets you turned down by association. This will make you miserable, leading to blame and emotional strain in the relationship.
Are you at risk of STD? How do you handle a spouse who refuses to rectify his or her bad spending and debt habits? Dump them? Cancel all your joint accounts?
Like they say… Money is not everything. Money is THE ONLY THING. 
Tags: black women black men, money and relationships, interracial dating
Popularity: 3% [?]
Comment by fala on 14 November 2007:
I agree Ria. What’s mine is mine and what’s yours is yours. And like Coco said - keep those receipts!
Comment by laugh_sailor on 14 November 2007:
By far the greatest reason for boat partnerships failing is one partner wanting to buy something for the boat the other doesn’t want: The similarity is eerie. We ought to pay attention to stuff like this when we first meet someone - Often the signs are plain to see if we only take our blinders off and look for them. Great article, Ria and thanks for the reminder!
Comment by Sakary on 15 November 2007:
Interesting … All comments so far right on the target! Remember: If your presence is not enough for your companion, he/she just wants you to buy this and that, there’s something wrong with someone’s head! Hmm, didn’t I just read a scientific article claiming that apparently people having money and spending it like crazy are actually more dissatisfied with their lives than others?! Anyone in need of a shrink?!
Comment by fala on 15 November 2007:
lol@Sakary
Comment by cocokisses on 16 November 2007:
Boo Hoo…I am unhappy and have a couple dollars…guess I’ll go buy me some shiny new shoes
Now that’s what I call INSTANT HAPPINESS!
Comment by fala on 17 November 2007:
STD - and you thought sexually transmitted diseases were all you had to worry about!
Comment by cocokisses on 18 November 2007:
LOL@ Fala
Comment by HereIamBaby on 30 December 2007:
I think that money is a huge issue between couples and probably one of the biggest things that couples fight over. AND break up over!
I feel that this subject should be discussed before getting into any relationship.
And I agree save the reciept!
LOL
Good luck in your search.
Southern smiles and world peace,
Sharon
Comment by sasa on 2 January 2008:
yea, check out casualpal.com
Comment by party1 on 19 March 2008:
Being thankful for all one has and had and will have in the future is comforting .If the only problem is $$$ work harder and longer and get more.Saving the reciept for the sole purpose of possible relation failure is just so negative of a plan.But I do agree that as a couple there should be a shared vision of what expectations each has.